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	<title>sahomelocator.com Blog &#187; home owners insurance</title>
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	<description>San Antonio housing market reports and local community information brought to you by Krishna Perkins, Realtor.</description>
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		<title>YouTube &#8211; Terrel Hills TX March 21, 2011.avi</title>
		<link>http://sahomelocator.com/blog/2011/03/23/youtube-terrel-hills-tx-march-21-2011-avi/</link>
		<comments>http://sahomelocator.com/blog/2011/03/23/youtube-terrel-hills-tx-march-21-2011-avi/#comments</comments>
		<pubDate>Wed, 23 Mar 2011 13:18:58 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Buyer Tips]]></category>
		<category><![CDATA[Existing Homes]]></category>
		<category><![CDATA[Market Reports]]></category>
		<category><![CDATA[Hills]]></category>
		<category><![CDATA[home owners insurance]]></category>
		<category><![CDATA[Krishna Perkins]]></category>
		<category><![CDATA[Realtor]]></category>
		<category><![CDATA[San Antonio]]></category>
		<category><![CDATA[Terrel]]></category>
		<category><![CDATA[TX]]></category>

		<guid isPermaLink="false">http://sahomelocator.com/blog/?p=482</guid>
		<description><![CDATA[Get an Alamo Hights feel for a much lower price! YouTube &#8211; Terrel Hills TX March 21, 2011.avi.]]></description>
			<content:encoded><![CDATA[<p>Get an Alamo Hights feel for a much lower price!</p>
<p><a href='http://www.youtube.com/watch?v=_HouOvgXQM0'>YouTube &#8211; Terrel Hills TX March 21, 2011.avi</a>.</p>
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		<title>My insurance agent warned me</title>
		<link>http://sahomelocator.com/blog/2010/12/20/my-insurance-agent-warned-me/</link>
		<comments>http://sahomelocator.com/blog/2010/12/20/my-insurance-agent-warned-me/#comments</comments>
		<pubDate>Mon, 20 Dec 2010 16:35:48 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Buyer Tips]]></category>
		<category><![CDATA[home owners insurance]]></category>

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		<description><![CDATA[My insurance agent warned me about potential problems a house might still have is not a common story you hear about. Why? Buyers usually wait until later to call the insurance company for a quote on the home so they can move forward and close on the house. As part of my buyer stategy for [...]]]></description>
			<content:encoded><![CDATA[<p><strong>My insurance agent warned me </strong>about potential problems a house might still have is not a common story you hear about. Why? Buyers usually wait until later to call the insurance company for a quote on the home so they can move forward and close on the house. As part of my buyer stategy for preparing clients I suggest they make a quick phone call to their insurance agent and ask if the home has a history. <em>Home owners insurance </em>agents are glad to do this and it only takes a short time.  Valuable information such as past claims on damages that occured in the property can be discovered.  For more on <em>home owners insurance </em>I&#8217;ve included a video by &#8220;Two Mortgage Guys&#8221; below with a guest speaker on the topic.</p>
<p><a href="http://www.sahomelocator.com/">Krishna Perkins, ABR,SFR, New Home Certified</a><br />
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		<title>Home Owners&#8217; Insurance</title>
		<link>http://sahomelocator.com/blog/2009/09/22/home-owners-insurance/</link>
		<comments>http://sahomelocator.com/blog/2009/09/22/home-owners-insurance/#comments</comments>
		<pubDate>Tue, 22 Sep 2009 01:05:31 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Buyer Tips]]></category>
		<category><![CDATA[Existing Homes]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[flood]]></category>
		<category><![CDATA[home owners insurance]]></category>
		<category><![CDATA[payments]]></category>
		<category><![CDATA[rates]]></category>
		<category><![CDATA[San Antonio]]></category>
		<category><![CDATA[switching]]></category>
		<category><![CDATA[TX]]></category>

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		<description><![CDATA[Home owners&#8217; insurance should be among your top priorities when searching for a home. Your monthly payment will be determined by many factors. Be sure to shop around for an insurance provider with a good rating and the coverage you need. Don&#8217;t forget to consult with your insurance company early when you find a home. [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://sahomelocator.com/blog/wp-content/uploads/2009/09/insurance.jpg" alt="home owners insurance policy" /></p>
<p><strong>Home owners&#8217; insurance </strong>should be among your top priorities when searching for a home.  Your monthly payment will be determined by many factors. Be sure to shop around for an insurance provider with a good rating and the coverage you need.  Don&#8217;t forget to consult with your insurance company early when you find a home. Your insurance company can tell you if there have been any recent claims on a home that could effect your decision  to make the purchase. Also a big concern for the San Antonio area is flooding. We have flood zones all over and they do change from time to time.  Flood insurance is not included in a regular policy and can be very expensive.</p>
<p>Current home owners can also benefit by shopping around since rates change every year and switching companies can save.  In fact I&#8217;m going to switch my policy this year. Yikes! I&#8217;ve been over paying.</p>
<p>Visit <a href="https://apps.tdi.state.tx.us/helpinspublic/Start.do?type=res">The Texas Department of Insurance </a>to compare companies</p>
<p>Krishna Perkins</p>
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