tax credit



    The tax credit is basically an interest free loan
    you pay back over the next 15 years.  If you are
    a first time buyer or haven't owned a home in the
    last three years you can take this credit if you
    purchase a home between April 2008 and July 1
    2009.  You will pay $500 per year on your taxes
    each year until you pay the loan off.  The great
    news is that if you sell your home and don't make
    a profit on the sale, your loan is forgiven.  Also if
    you pass away your family is off the hook.  If you
    do make a profit on the sale of your home you
    will be required to pay up to the amount you owe
    from the profits.  Any remainder that you owe is
    forgiven.  With this tax credit and the lowest
    interest rates we've seen in 30 years, now is a
    great time to buy a home.  Contact a Realtor
    today!  

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How does the $7,500 tax credit work?